VA Lending Experts. Certified by the NAMB. VA Loans by RWM Home Loans

Planning and advice for:

• Residential, investment, and commercial real estate
• Market trends
• The PREPARED real estate buying and selling process - How to structure a winning offer

25+ year EXPERTS in:

• VA Loans - Jumbo and Conforming
• FHA Loans
• Conventional Loans
• 1-4 Unit Residential Loans
• Reverse Mortgages - Done right!
• Commercial Loans - Office, Apartment Buildings, Mixed Use
• Home Equity Line of Credit Loans

 You've heard the horror stories about getting a mortgage - and many of them are true.

But the good news is I can make it easier.

With over 25 years in the mortgage profession, always putting the consumer first, we specialize in residential property loans up to $6,000,000, for 1 to 4 unit properties used as homes, vacation homes and rental purposes. Also on my team are Reverse Mortgage and commercial loan experts to help save you time and deliver great results.

I have successfully funded well over $1 Billion of home loans in over 3,500 transactions, giving me the experience to help you get a low rate and save you hassles and headaches. For first-time clients or experienced, busy real estate experts, my practice is built upon word-of-mouth referrals. This is because I've earned the trust of every client who passes along my name to their inner circle. Accountability. Integrity. Experience.

If you are looking at buying a home, whether it's in Orange County or anywhere else up and down the state of California, my team and I are here to help.  We can help you in 13 other states, also.

If you're already a home owner, let me "Adopt Your Mortgage" so I can watch over it for you and alert you to any improvement opportunities. Just send us with your current loan's details. If you're considering refinancing for any reason, I can run a free analysis to show you how to maximize your savings and still get a low rate.

If you're ready for a conversation, you can contact us at
(949) 682-8252. If you're more comfortable emailing, you can reach me at TeamRick@rwmloans.com.

If you're not yet ready for a conversation but want to know more about the mortgage process, go check out our main site at http://www.rgeary.com. You'll find helpful information along with some great mortgage calculators to help you in your planning.

We look forward to meeting you one day!